With a few more months left in the year, now is a good time to make some key financial moves that can help enhance savings, save on taxes, and improve your finances for the future. [...continued]
Fall is typically when employees have the chance to sign up, change, or drop employee benefits for the following year. You’ll need to make key decisions about your health insurance and retirement savings, and may have other perks available, such as pre-tax accounts for childcare and health care, discounts on other insurance, financial benefits for wellness programs, and pre-tax transportation benefits. [...continued]
After you turn age 70½, you must start drawing down retirement account savings from your 457 plan, any 401 plans, and traditional IRAs. Consider these planning strategies for your annual required minimum distributions (RMDs). [...continued]
Find out more about the MissionSquare Retirement Public Employee Memorial Scholarship Fund, the importance of keeping your account information current, Amazon Alexa for Account Access, and TextAccess. [...continued]
After the new tax law nearly doubled the standard deduction last year, fewer people are now itemizing — and if you don’t itemize, you can’t deduct charitable contributions. But a few smart strategies can still help you get some tax benefits for your charitable gifts while helping to support the causes you care about, too. [...continued]
Find out about the steps to take to update your beneficiary designations for your MissionSquare Retirement accounts, including your 401 and 457 plan accounts, and IRAs, and your survivor designations if you have a VantageCare Retirement Health Savings Account. [...continued]
Most people worry about market risk — the possibility that investments in the stock market may lose value. But that’s only one type of risk that may affect Recent stock market volatility has many people concerned about their investments — especially those who may be closer to retirement. Find out about some key investing principles that can help you stay the course in any market. [...continued]
It’s important for everyone to take steps to protect themselves from fraud, which includes guarding your Social Security number and other personal information that could help an identity thief steal your money and your identity. Learn more about the best practices to protect your data. [...continued]
This is the time of year when many retirees pack up their homes up north and travel to the warm southern states for the winter. Find out about steps that can help you establish residency in the lower-tax state and insurance moves to protect both homes and get discounts, too. [...continued]